TAX PLANNING FOR INDIVIDUALS AND FAMILIES
Your income is changing.
Let’s plan before tax time.
A larger bonus, growing business income, selling an investment or preparing for retirement can raise new tax questions. We’ll help you understand your options and decide what to do next, while there’s still time to plan.
WHO IT’S FOR
When life changes, your tax questions can too.
- Your pay includes a larger bonus or other variable income.
- Your business income is growing.
- You’re thinking about selling an investment or property.
- You’re preparing for retirement or another major change.
Our planning work generally focuses on households earning $300,000 or more, especially when income comes from several sources. If you’re unsure whether this service is the right fit, let’s talk.
HOW WE CAN HELP
01
Start with what’s changing
Tell us what’s happening in your life, how your income is changing and which decisions are on your mind. We’ll review the information together and agree on the questions to work through.
02
Talk through your options
We’ll explain the tax considerations of the choices you’re weighing, compare the options that fit your situation and discuss the assumptions behind them. We can coordinate with your financial or legal advisor where needed.
03
Agree on your next steps
We’ll identify the actions to take, who will handle them and when to revisit the plan. You’ll know which decisions need attention now and what to keep an eye on as the year unfolds.
WHAT YOU’LL RECEIVE
A clear plan for your next steps.
You’ll leave with a written summary of the options we discussed, the assumptions that matter, and the actions and dates we agreed on—so you know what to do now and what to revisit later.
GETTING STARTED
Start with the questions on your mind.
You don’t need every number before getting in touch. Tell us what’s changing and what you’d like help thinking through. We’ll explain which records we need and how to share them securely.
If you’d like to prepare ahead, use the parts of our checklist that fit your situation.
- Your prior-year tax return and current income information
- Recent pay statements and estimated tax payment records
- Details of an expected bonus, sale or other financial change
- Questions you’d like to discuss with us or your other advisors
A FEW COMMON QUESTIONS
Before we get started.
How is tax planning different from tax preparation?
Tax preparation brings together the information needed to complete and file your return. Tax planning looks ahead at decisions and changes that could affect your taxes. Return preparation is a separate service unless your proposal includes it.
When should I start the conversation?
Reach out when you’re considering a significant change, even if the details are still taking shape. Talking before a bonus, sale, retirement or other decision gives us time to explore the options with you. If something has already happened, we can still discuss the next steps.
Is this a one-time review or ongoing support?
We’ll agree on the arrangement before we begin. Your proposal will explain whether we’re working through a specific decision or providing ongoing support, along with the fee, what’s included and when we’ll check in.
LET’S TALK